Nobody plans to get into a car accident. This is why you are required to carry auto insurance in Georgia. This way, if you get into a crash, your injuries will be covered. Hopefully, the person who caused your crash also has insurance. Otherwise, your only option will be to file a claim against your uninsured motorist’s policy. Our Buckhead car accident attorney represents plenty of clients who were hit by an uninsured driver. While this isn’t ideal, it isn’t the end of the world either. At least your uninsured motorist’s policy will cover some of your damages.
What can be just as frustrating as finding out the defendant didn’t have insurance is to find out that your claim has been denied. Depending on the reason for the denial, your Georgia injury lawyer may be able to help. They can always help you file an appeal. Or, in the worst case, they can help you file a personal injury lawsuit against the other driver. Either way, your Buckhead car accident attorney will do whatever they can to get you the compensation you deserve.
Here, we will discuss what your options are should your car insurance claim be denied. Ideally, it won’t come to that, but if it does, it’s nice to know you have a Georgia injury lawyer at your disposal.
Your Buckhead Car Accident Attorney Needs to Know Why Your Claim Was Denied
The first thing your Buckhead car accident attorney will need to know is why your insurance claim was denied. This will determine that way they handle your case. For example, if your claim was denied because the insurance adjuster believes you caused the crash, your Georgia injury lawyer will try to prove fault on the part of the other driver. If, on the other hand, the insurance company says that you filed your claim late, your Buckhead car accident attorney will simply refile your claim with the required information. If the insurance carrier still refuses to pay your claim, your attorney can always file suit. This is not ideal, but it is one way to get compensated for your injuries. Plus, if you sue the other driver, their insurance carrier is legally required to represent them.
You Have the Option of Appealing Your Claim
Before you have to think about suing somebody, your Buckhead car accident attorney can appeal your claim. If there’s a chance of convincing the insurance company to pay your claim, it will be a lot faster and cheaper than filing legal action. Your Georgia injury lawyer will reach out to the insurance adjuster and find out what it will take to settle your claim. You may have to compromise on the total amount you receive. For example, if your total claim was $50,000, your Buckhead car accident attorney may be able to convince them to settle for $35,000. While this isn’t the amount you ideally would receive, it’s better than nothing. Plus, if you do file suit, there’s always the chance that you could lose. For example, if you refused medical treatment after your car accident, it may be difficult or impossible for your Georgia injury lawyer to prove your damages.
Worst Case, Your Georgia Injury Lawyer Can File a Lawsuit
Despite what some people may think, your Buckhead car accident attorney will avoid filing suit if it’s possible. Nobody wants to go to trial. They can be expensive and time consuming, By the time your Georgia injury lawyer settles your case, you may have wasted tens of thousands of dollars on expert witnesses and legal fees. Rather than let this happen, your attorney can negotiate a fair settlement of your claim. Since more than 95% of all personal injury lawsuits do eventually settle, it makes more sense to negotiate a settlement than go to trial.
Your Buckhead Car Accident Attorney Will Demand Damages
If you do have to sue, your Buckhead car accident attorney will demand certain damages. It’s important that you keep in mind that you can only demand damages for injuries you actually suffered. For example, if the only injury you suffered was whiplash, you can’t expect to receive more than a few thousand dollars. The same is true if the only injury you suffered was damage to your vehicle. You can sue for the money you spent to repair your vehicle. Or, if your car was totaled, you can demand the fair market value for your car or SUV at the time of your crash.
Your Georgia Injury Lawyer Will Do Their Best to Get You the Compensation You Deserve
If you were injured in a car accident, you may be entitled to damages. It all depends on whether your Georgia injury lawyer can prove that the other driver was at fault. While this sounds easy, it can be quite difficult. In addition to proving fault, your Buckhead car accident attorney also has to prove your damages. For example, if you demand damages for pain and suffering, your attorney must demonstrate that you did indeed suffer mental and physical anguish.
We suggest that you call our office as soon as possible after your accident. This way, you can sit down with one of our seasoned Buckhead car accident attorneys. We offer all new clients a free, initial consultation. This gives you a chance to have a licensed attorney review your case and let you know if it has merit. They may even be able to give you an idea of what your case is worth.
Since the consultation is free and since we don’t charge you anything upfront, you have nothing to lose. You can bet the other driver will have an attorney in their corner and you should too. If you don’t handle your claim right from the start, there’s a chance that you could walk away with nothing. Rather than let that happen, just give us a call and we’ll set up a date and time for you to come into the office.